Properties in Costa Rica Blog

By Rod Martin

Simply put, the reason most families do not send their children to private school is the cost.  The best private elementary schools in Costa Rica can run up to $275/month.  However, many parents understand the benefits— bilingual studies, text books, exceptional teachers, and well-equipped classrooms— to name a few.  Extra-curricular activities often include some form of art or dance, sports and community projects.  These creative activities teach kids so much more than memorizing dates in history and are often highlighted in private schools.

Interestingly, higher education reflects the opposite paradigm— fewer public schools with better reputations and (often) results for graduates.  Currently, there are six public and 60 private universities in Costa Rica.  According to StateUniversity.com, “…higher education is free for nearly 50 percent of the enrolled students.”

The increase in private universities is a good sign for the future of the Costa Rica, but what about options for the parents of younger kids?

Private Education For Kids

To give you an idea of how “private school” has become synonymous with success, there are now two private schools in Uvita, a small town on the Costa Ballena, quickly becoming the center of the southern Pacific zone.  They are called Escuela Verde and the new Uvita Christian Academy.

Escuela Verde is a private elementary school was founded by a couple of parents who were unimpressed by the public school options in the area. Their mission statement is clear–

“Escuela Verde prepares children to be resourceful and independent while inspiring them to give back to their multi-cultural community and the natural environment.”

The school follows Costa Rica and U.S. grade level guidelines, and many subjects are taught in both English and Spanish.  Homework assignments are common as are extra-curricular activities.  In 2012, they received their certification.  They have scholarships for local families, and there is always a waiting list.

The Uvita Christian Academy, opened in Uvita in 2013.  They have received positive reviews, and they also have a waiting list.  Students are first tested to determine any gaps in various subjects.  The curriculum then focused on filling those gaps, so the students have a strong foundation to build on.

A Melting Pot Of Ideas

Compared to topics like crime and politics, education does not receive a lot of publicity in the media; however, it is at the top of the list for many parents who want to raise their children in Costa Rica.

And children aren’t the only ones with an opportunity to grow in new and exciting ways.  Virtually every town in Costa Rica has someone who is offering Spanish as a second language.  In fact, Uvita has a few tutors available to help.  Adding another language to your life enriches more than your vocabulary; it enriches your life.

The progressive ideas of many foreigners blend well with the grounded, family focus of the typical Tico community.  Popular ideas like sustainability, preservation, and education are lighting the way for a brighter future.

Parents frequently ask us, “What’s the education like in Costa Rica?” It’s an important question for anyone with young children or a teenager who is considering relocation to Costa Rica. The quality and availability of education are arguably the best in Central America, and it continues to improve, albeit slowly. Here’s why…

The Costa Rican government is constitutionally obligated to use at least 6% of the country’s GDP on educational programs, and it often exceeds that number. In fact, the only countries that spend more are Norway and Saudi Arabia. In addition, Costa Rica sports the highest literacy rate in Central America at 95.8%.

Public Schooling and Universities

Public school is free and for children between the ages of 6 and 13, or 1st through 6th grade, in Costa Rica. The main observable differences are that students are required to wear a uniform, typically dark blue pants with a white or light blue shirt. Subjects include a core of Spanish, Math, History, and Science. Since 1998, English and Computer Sciences are also a standard part of the curriculum.

The Costa Rican school year begins in February and ends in December, with a two-week break in March (Holy Week) and another break in July. After kids pass their final elementary school testing, they then start a five-year stretch in colegio (aka- high school in North America and Europe).

When high school students graduate, they have an opportunity to then apply for admittance into a private universities or one of the four public universities. These institutions are still the largest and most prestigious in the country.

What Are The Negatives

In many cases the public school “negatives” (at least for parents coming from outside of Costa Rica) can be significant—many random days without class, no substitutes, a lack of books and homework, and so on. Despite the 6% of GDP the government allots to education, there are still public schools, especially in rural areas, with tight budgets. The good news is… there are an increasing number of education options in the emerging private school sector.

Multi-Cultural, Global Citizens

Moving to Costa Rica is an education unto itself, and without question the best way to add a second language in a child or an adult’s life. Immersion is key that opens the door to a more diverse linguistic and life experience.

In Part 2 of this article, we will share arguably the best educational option in Costa Rica— private school. The article also includes important information for continuing education for adults, namely… learning Spanish!

In 2011, Forbes ranked Manuel Antonio National Park as one of “the world’s most beautiful national parks”.  It is also one of the most popular national parks within Costa Rica.  The 26 national parks and 13 additional “protected areas” within Costa Rica encompass primary and secondary rainforests, cloud forests, tropical dry forests, marine environments and wetlands.  They cover over 26% of Costa Rica’s landmass according to the SINAC website, making the country a world leader in conserved land mass.

Working in conjunction with the many national parks, investors have established private reserves in order to assist in maintaining the biological corridors surrounding the many protected areas.  According at the Watershed Markets organization website- “A combination of political leadership and the continuous evolution of forestry sector laws since the 1960s (forest cover decreased from 72% in 1950 to 26% in 1983.  By 2002, it had recovered to 45%). During the mid-1990s Costa Rica, faced with the Structural Adjustment Programmes (SAPs) of the World Bank, was forced to withdraw the generous subsidies it had offered landowners for reforestation. This led the forestry lobby to search for other financing means, which in turn prompted the strong environmental movement.”

Watershed Markets goes on to point out the incentives for land owners- “The government-led Costa Rican PES Program (Payment for Environmental Services) rewards forest owners for four bundled Environmental Services their forests provide– watershed protection, carbon sequestration, landscape beauty and biodiversity protection… Fondo Nacional de Financiamiento Forestal (FONAFIFO) and local NGOs like FUNDECOR, play important intermediary roles.”

This PES Program has benefited more than 7,000 land owners, and thus recaptured 26% of Costa Rica’s land-mass-to-forest-cover from 1987 to 2000.  Privately owned conservation projects have allowed tourists and locals to intimately experience the flora and fauna of Costa Rica.

What this means for property owners is that through their dedication of land for conservation to the FONOFIFO program, they will be rewarded with funds to maintain this natural and undisturbed beauty.  Some owners use these private preserves for biodiversity education and research, while others establish retreats that are open to the public.

If you are interested in getting back to nature and being your own “steward of the land”, look into the conservation of private land covering large acreage.  This is an investment that can be used as a means of living, while giving your investment a meaning worth living for.

by Rod Martin

Here’s the progression… you visit the southern Pacific zone of Costa Rica, you fall in love with the southern Pacific zone of Costa Rica, you eventually buy property in the southern Pacific zone of Costa Rica. But, many of you are still wondering why you should visit this tropical, Jurassic part of the world? One of the top reasons… is wildlife.

Since the monkeys, sloths and toucans get most of the publicity, we thought a focus on the aquatic wildlife was in order.

Parque Nacional Marino Ballena

Recognized in 1989, the Marino Ballena National Marine Park was the first national marine park in Costa Rica. It was created to protect the marine ecosystems associated with the beaches, mangroves, islands and fragile coral reefs, one of the largest on the Pacific Coast of Central America. The park stretches from Uvita’s famous Whale’s Tail south to Playa Piñuela, and then 9 miles out into the Pacific Ocean. The islands called Tres Hermanas (The Three Sisters) and Isla Ballena are contained within this triangular park.

In addition to enhancing many of the ocean view properties in the area, these coastal landmarks are home to thousands of aquatic and terrestrial species.

Larger Than Life 

“Ballena” means whale in Spanish. Both the southern and northern hemisphere female humpback whales visit the area between the months of November to March. They arrive to give birth and nurture their calves in the calm, aquatic environment. Although there are daily whale sightings in the peak season, this majestic mammal is still on the endangered species list. If you haven’t seen one up close, you will want to add a whale-watching tour out of Uvita on your Bucket List.

For those who do not enjoy boats or the open ocean, you can still enjoy the experience from land. We frequently see whales spouting from the beach many times, but one event during a visit with my parents stands out. We were enjoying a nice, ocean view breakfast when suddenly a slate blue whale suddenly breached in the middle of the bay. Over the next half hour, it continued to jump, twist, and crash sideways at least 20 times. Without question, it was the most memorable breakfast we have ever shared together.

Return Of The Ridley

The humpback whales and dolphins are just a couple of many creatures inhabiting the marine park. Sea turtles are another majestic species that return to nest on these specific beaches every year. Thanks to conservation efforts, Ridley turtle numbers are actually rising in the southern Pacific. You can see them while snorkeling around the Whale’s Tail or one of the islands off the coast. Watching a baby sea turtle dig out of its sandy nest and instinctively scratch its way to the water makes a lasting impression for people, young and old.

Without question, the great outdoors, including the rich variety of marine life found in Parque Nacional Marino Ballena, is at the center of the Costa Ballena experience. It is one of the primary reasons tourists visit and why many of those tourists eventually invest in real estate and/or relocate in this part of Costa Rica. The immediacy of wildlife in the southern Pacific zone, like a 50-foot whale breaching during breakfast, adds value beyond measure.

by  Joshua Kanter

The world we live in today is streaming with Positive ions. But this saturation of positive ions due to the ever developing electronics in our homes and offices, the radiation we are exposed to on a daily basis and the chemical and pollution our bodies come in contact with, is actually not a positive thing. This abundance of positive ions contributes to an imbalance of the acid-alkaline levels within our bodies, thus contributing to free radicals which are believed to advance aging and the development of cancer.

Negative ions are said to cause biochemical reactions within our bodies, stimulating our immune system, the release of serotonin and increasing alpha brain waves. There are an estimated 2,000 to 4,000 negative ions to each cubic centimetre of fresh air; whereas there can be less than 100 in polluted city air. The amazing thing about the ocean, waterfalls and even just taking a shower, is that the force behind the falling water causes splitting of neutral air molecules causing the freeing of electrons which attach to other molecules creating a negative charge. Simply put, swimming in the ocean waves or enjoying a refreshing waterfall is of great benefit to your health!

Many have relocated to Costa Rica because they are in need of a lifestyle change. The only way to decrease our exposure to positive ions is to remove ourselves from the contributing factors and expose our bodies to negative ions. The ocean is teaming with negative ions. The air is full of negative ions after a lighting storm. The negative ions resulting from cascading waterfalls not only refresh your body, it refreshes your mind. Plus living away from the pollution of the city, away from electronic driven society, will already decrease the intake of positive ions into your lungs and mind. If you ever wanted a creative justification for retiring in Costa Rica, this is it! Surfing the churning waves or swimming in the warm waters of the Pacific Ocean, this is the key to unlock better emotional and physical well being!

by Zoe Longworth

Costa Rica real estate is typically a cash market for foreign investors. The main reason is Costa Rican banks lend money at a significantly higher interest rate than the Prime rate, which has been cut to historically low level since January of 2009. However, you don’t have to give up the dream of owning your own piece of paradise, because there are two elements working in your favor—lower prices and seller financing.

Pricing After The Downturn

Whether you desire a luxury home or an ocean view lot, there’s never been a better time to buy Costa Rica real estate. Land values are down by 50-60% from the peak in 2008. Houses have held their value a bit more, but even these turnkey options are lower.

Seller Financing Is Easy

Before the downturn, most foreign buyers—Americans, Canadians, Europeans—traveled to Costa Rica with cash to invest. Then, the downturn hit and property values around the world decreased… dramatically in some areas. Equity in their home dried up along with previously abundant lines of credit. This is where property owners in Costa Rica got creative.

In fact, “holding paper” in the form of a registered mortgage, became more than an option, it quickly became common. “Holding paper” means the seller is willing to take a portion of the purchase price up front and hold a note in the form of a trust or mortgage. Your lawyers set up a trust or a mortgage here in Costa Rica.

Here’s the security for the seller… If the buyer defaults on the terms of the trust or mortgage (usually by missing payments), the seller can initiate the foreclosure process.

Term-inology

Generally speaking, we see certain deal points common to the seller financing deals (e.g., approx.. half of the purchase price down, a term of less than 5 years). While other details like interest rates, ballon payments, and monthly/annual payments vary greatly.

Cash is still king in the Costa Rica real estate market. If you, as a cash investor, have been sitting on the sidelines waiting for the right time to buy your dream property in the tropics, your time is now. You have the maximum buying power with the maximum inventory of ocean view land.

by Rod Martin

A Superfood is defined generally as “a food considered especially nutritious or otherwise beneficial to health and well-being”.  Many move to Costa Rica in hopes of doing that very thing, benefiting their health and well-being.  In this day and age there are varying discussions on superfoods (Are they really super?) but it is certain, eating healthy is smart.  This is one easy thing to accomplish in Costa Rica and if you are into the superfood movement, you will love it here.

Cacao.  Not only are Cacao seeds the main ingredient in chocolate but they can be turned into cacao butter, cacao oil, cacao powder, all which have varying uses and all of which smell like chocolate.  Yum.  But it is the antioxidant flavanols which you find in cacao that are of benefit to your health.  Cacao plants grow very easily in Costa Rica, particularly in secondary rainforest areas.  What to try something really different?  The fruity, somewhat slimy, “meat” of the Cacao is a unique experience in itself!

Kale.  Grown mainly in the central valley area of Costa Rica, you will find a couple different leaf types of kale are available here.   Kale is from the same family as broccoli and contains the same vitamins and anticancer chemicals.

Chia Seeds.  Chi chi chi chia, we all know the infomercials where you can own your very own pottery pet that grows a chia fur, well who ever thought people would eat those seeds? The proper name for Chia is Salvia Hispanica.  This tiny seed is known for its high omega-3 fatty acid content, as well as calcium, phosphorus and manganese.

Coconut oil.  One of the best oils to cook with, coconut oil promotes heart health, brain health and the immune system.  It is easy on your digestive system and great for use as a topical moisturizer.  Plus, it adds a nice coconut flavor to any dish.

Agua de Pipa.  Drinking coconut water has become a trend; companies are capitalizing on the bottling of this refreshing juice.  This clear “water” is taken from young green coconuts called pipas and is sold on practically every corner of every beach town in Costa Rica.  Here you don’t buy it in a bottle; you drink it straight from the coconut.  If you can’t find a vendor, just look for a tree and knock one down (of course you will need a machete to open it).  Known for its rich electrolyte concentration, this juice also contains high amounts of vitamins, minerals, amino acids, antioxidants and plant hormones called cytokinins.

These are only a few of the superfoods available in Costa Rica that you will find at most local farmers markets, plus usually they are organic.  Due to the marketing and distribution of these kinds of foods, they can be quite costly at the supermarket in Canada or the US, but in Costa Rica they are very affordable.  How does $2 for a bunch of kale or $1.25 for a pipa sound to you?  It is easy to make these, and other, superfoods part of your healthy lifestyle in Costa Rica.

by Zoe Longworth

Located up the hill on Alto Las Palomas, Vista al Valle Santa Ana is a unique and exclusive development that represents the meaning of a relaxing and distinctive lifestyle away from the crowd but just minutes from all modern amenities in both Escazu and Santa Ana.

Trip Advisor recently ranked the Travelers Choice Top 10 Beaches of Central America, Costa Rica dominated the list. The ever-popular Manuel Antonio  National Park won the top spot, with lush jungle surrounding by powder sand beach. The crowd favorite Playa Samara took second place, this one being the top choice for tourists to Nicoya region. Along this same coastline, Norsara took fourth while Playa Santa Teresa took fifth place. The Guanacaste region was represented by Playa Avenllanes and Playa Conchal which took sixth and seventh, respectively. The popular surf spot of Playa Hermosa took eighth and on the Carribean side, Playa Viejo took ninth. Popular beaches aside, what if you are looking for an uncrowded and untouched beach? Can they still be found? The short answer is, yes! (or maybe Si!)

Head south of San Jose, about 3.5 hours by car and you will arrive at an area called the Costa Ballena (Whale Coast). By this point you have just passed the “off the grid” beach of Matapalo , with its crescent shoreline and reclusive feel. Ranking number 40 on CNN’s Worlds 100 Best Beaches, Playa Dominical  has long been a surf destination. In fact, many wave hunters claim it is the most consistent surf in Costa Rica. Due to the strong rip tides, there are times when this beach isn’t recommended for swimming, but the fun atmosphere and beach side dining makes up for it. It is a great place to soak up the ‘pura vida’.

The small cove beach of Dominicalito  is a more tranquil option compared to its big sister Dominical. The serene surroundings and unique topography, such as the Roca de Amancio tree island, are picturesque to say the least. Enjoy surfing at high tide or playing in the sandy bay at low tide. Sunset dining at the La Parcela restaurant, located on the peninsula separating Dominicalito and the adjacent bay, is a nice way to end your day at the beach.

Before arriving in the town of Uvita you will come to Playa Hermosa  , not to be confused with Playa Hermosa of Jaco. Easily accessed off the highway, the two mile beach at Playa Hermosa is the ultimate retreat. Sun bathing, surfing, bonfires, sunsets, all the favorite things about visiting the beach can be enjoyed here.

When you reach Uvita  , you enter the area famous for the Marino Ballena National Park . This park boasts one of the most beautifully preserved areas in Costa Rica. The beach, known as Playa Chaman by the locals, is ideal for beginning surfers, swimming and snorkelling. During the annual migration of Humpback whales (AugustOctober), Uvita hosts the Whales and Dolphins Festival. At low tide, one can walk the famous Whale’s Tail sand bar, which can also be viewed from the hotels and mountain property  that lines the coast. Entrance into the park is $6 for visitors.

We are going to skip over one beach and head to Playa Pinuelas, known for its local fishing and very much fits into the “hidden” category. The view of Tres Ninas rock formation is optimal from this rocky cove. Next is Playa Ventanas, aptly named for the “windows” in the rock walls that allow the ocean to rush through. This beach is a favorite among Costa Ricans and visitors due to its majestic cove situated between palm trees and the blue Pacific. Beyond this is Playa Tortuga  , an untouched beach where turtles nest and the Terraba River joins the Pacific Ocean.

This entire southern coastline is where pristine is defined and hidden is found. When you find yourself in the warm rolling waves of the Pacific Ocean, silence surrounding you and you look back to the shore of one of these beaches, palm trees framing the emerald green mountain coastline, you will never want to leave.

But wait a minute, what about the beach we skipped over? Ladies and gentleman, we announce to you the best hidden beach in Costa Rica is… Playa Arco. Unfortunately, that is all we can tell you. You have to visit to find out more.

by Rod Martin

When you read these words- pineapple, palm trees, surfing, fish tacos, sea turtles, coconuts, lava rocks, humpback whales- what comes to mind?  Perhaps you may think, Hawaii.  Those things are also what Costa Rica is made of.  Throw in sloths, bananas, hummingbirds, coffee, monkeys, rainforest, birds of paradise, volcanoes and you haven’t even scratched the surface!

Many travel to Hawaii for family vacations, weddings or honeymoons.  It offers the conveniences of North America wrapped up in a beautiful package.  Costa Rica is an exotic version of Hawaii.  It is only a 3 or 4 hour flight from Texas or Miami, making it a reasonable option for that yearly escape from the cold, or for that retirement dream home.  While it is not an island, it is a foreign country, giving off a sense of excitement for those who want to venture outside their comfort zone.

The list of activities is endless, surfing, zip-ling, horseback riding, canyoning, ATV tours, bird watching, snorkeling, scuba diving, hiking and so on.  The diverse wildlife is breath taking, and no doubt, seeing monkeys Tarzan from tree to tree will bring a smile to your face every time.  The flora is colorful, think birds of paradise and orchids, and fragrant, imagine ginger and lavender.  The landscape encompasses volcanoes and cloud forests to miles of sandy beaches and rivers, all topped off with radiant sunsets.  Then there are the beaches, which can be best described with one word, uncrowded.  Numerous beaches dot the two coastlines of Costa Rica, these are what truly make up the “rich coast”.

Maybe you have thought, ‘wow Hawaii would be a nice place to retire full time’.  Have you considered Costa Rica? If you are looking for simple living away from the hustle and bustle, with comfortable mountain climates within a 10 minute drive to the beach, Costa Rica can give you that.

The language barrier may seem intimidating, but rest assured, you can get by without speaking a word of Spanish.  It is amazing how far hand gestures will get you.  Although, your experience and relationships are only enriched if you even just put forth the effort to speak the language.

For those who are looking for organic, eco friendly living, more and more eco conscience individuals are relocating here and thus contributing to the “one with nature” movement.  While those who have been here for years, whether native or foreigner, are proud to fight in order to maintain the essence of Costa Rica.  While inflation as affected Costa Rica, a budget conscious life can be lived.   Then again, if you can afford to visit Hawaii, you can afford to visit Costa Rica.  And when people have relocated from Hawaii for the surfing and lifestyle of Costa Rica; that in itself says something!

If you are unfamiliar with all that Costa Rica has to offer, or have just started considering it as your next vacation or retirement move, take the dive and fly on down!  How can you go wrong with lounging on the beach, fresh smoothie in hand, listening to the calm ocean waves?

by Zoe Longworth